Q: I was recently hurt on the job and have filed a claim with the Department of Labor and Industries. I am still awaiting their letter to tell me whether or not the claim is going to be allowed. Currently, I am not able to work. What should I do now? What if I am approved for time loss benefits, but the benefits I receive are a lot less than what I was making at the time I was injured?
A: If an industrial injury or occupational disease prevents you from returning to any work for which you are qualified, you should be entitled to what is called “time loss” benefits. Certification as to whether or not you are able to return to work is usually provided by your attending physician. Time loss benefits represent a percentage of your wages at the time of injury. Wages at the time of injury are generally calculated by taking an hourly wage multiplied by the number of hours typically worked per day. The percentage is determined by whether you are single, married, or how many children you have. It can vary between sixty and seventy-five percent. Learn more about workers’ compensation claims.