Q: I crushed two fingers at work when a paint can fell on them. I filed a claim under the employer I worked for, but received notice that the claim was rejected because I was described as an “independent contractor”. Why did the Department do this?
A: If someone who is injured is acting as an “independent contractor”, they have to maintain coverage for themselves and file the claim under their own business. However, there can be situations where a person, although licensed to do business as a contractor, may hire out to work as an employee. The crucial test is whether or not you brought to the employment anything more than your own personal talents or labor. Learn more about workers’ compensation claims.